Disclaimer Statement

Last Updated: May 12, 2026

Before you use our Services, we urge you to read this Disclaimer along with our Terms and Privacy Notice.

If you access Agora index data or licensed indices, your use is additionally governed by the Additional Terms of Use for Indices. If you access Backchannel news analytics content, whether directly or through a licensed platform, your use is additionally governed by the Additional Terms of Use for Backchannel News Analytics. In the event of conflict between this Disclaimer and the applicable product-specific terms, the product-specific terms govern.

You understand that no Content published as part of the Services offered by Agora Intelligence Inc. (d/b/a Tilt) on its Site or through the Tilt App by us or by any of the Creators using our Site or the Tilt App constitutes a recommendation that any particular investment, security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand that neither we, nor any of the Creators, will advise you personally concerning the nature, potential, value or suitability of any particular investment, security, portfolio of securities, transaction, investment strategy or other matter. Accordingly, do not attempt to contact us or any Creators seeking personalized investment advice as this cannot be provided. To the extent any of the Content published as part of the Services may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person.

You understand that an investment in any security is subject to a number of risks, and that discussions of any security published on our Services will not contain a list or description of relevant risk factors.

Computational Processing and Structured Analytics. Some content, data, analytics, and tools available through our Services, or distributed through licensed platforms, are produced or enhanced through computational processing, including algorithmic scoring, classification, and structured analytical methods. Such computationally processed content may be inaccurate, incomplete, or based on data that is delayed or subject to error. You should not rely on it as a substitute for independent research or professional advice. Agora is not liable for any losses or decisions arising from reliance on computationally processed content.

You understand that the authors of the Tilts and other Content published on the Site, the Tilt App or in Off-Channels may hold Positions in the securities they discuss and that they may trade in and out of those Positions without giving notice to subscribers or users of the Site and/or any Off-Channels. You acknowledge that the Company, Creators, and/or their affiliates may have financial relationships with entities discussed in Tilts and Content on the Site, the Tilt App or in Off-Channels.

No Advisory or Fiduciary Relationship. Neither Agora nor any of its affiliates acts as an investment adviser, broker-dealer, or fiduciary to any user of the Services or to any end user of a licensed platform that incorporates Agora data, analytics, or content. Agora's role as a provider of index data, structured analytics, and related technology services to licensed platforms does not create an advisory, fiduciary, or other professional relationship with users of those platforms.

Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in partial or total loss. While the data we use from third parties is believed to be reliable, we cannot ensure the accuracy or completeness of data provided by investors or third parties.

Index Administrator Disclaimer. For purposes of this Disclaimer, "Agora Parties" means Agora and its affiliates, and each such entity's respective officers, directors, partners, members, employees, agents, representatives, successors, and assigns. Agora acts as an index administrator and may license index data, analytics, and related content to financial institutions, investment platforms, and other third parties. Agora does not control how any licensee calculates, displays, or characterizes index performance, returns, or other metrics. Any index-related data appearing on a third-party platform reflects that third party's own calculations and presentation. Agora makes no representation or warranty regarding such third-party presentations.

This Disclaimer and the Terms shall be governed and construed in all respects by the internal laws of the State of New York, without giving effect to its principles of conflicts of law.